MOHON TUNJUK AJAR DARI SIFU PE

Between You and Fazlin Zainal

Fazlin Zainal April 9 at 12:51am Report

Salam,

Terima kasih kerana sudi menerima saya sebagai kawan. Saya ada beberapa soalan yg perlukan khidmat nasihat dari PE. Sebelum itu, saya seorg penjawat awam, part time fotografer dan berminat utk menjadi dealer GCP di Putrajaya.

Soalan saya adalah jika saya mempunyai modal RM30K, yg manakah perkara yg perlu saya lakukan dahulu:

1. Membeli emas dan melabur.
2. Membayar hutang Kredit Kad yg terkumpul RM15K.
3. Membeli peralatan fotografi RM10K.
4. Membuat ketiga2 nyer sekali.

Jika jwpnnya membeli emas, jenis apa dan berapa beratkah yg perlu ada di tangan.

Mohon nasihat dari PE.

Sekian.

Fazlin

Pendita Emas April 9 at 2:28pm

Terima kasih tuan kerana memberikan soalan cepu emas yang paling saya tunggu-tunggu.

Tahniah kepada anda kerana mempunyai pelbagai sumber pendapatan dan anda mahu tahu bagaimana caranya untuk memperkembangkan pendapatan yang anda miliki.

Dengan RM30k itu saya galakkan anda membuat semuanya sekali.

Belian emas fizikal pusingan pertama:

Langkah pertama :
RM30K anda laburkan dengan pembelian emas fizikal dengan GCP dan saya cadangkan buatlah pembelian barang kemas rantai tangan 999 kerana permintaannya sangat tinggi dan pajakan diterima disemua arrahnu berbanding jongkong emas 20g hingga 30g.

Katakan anda terus membuat pembelian emas gcp RM30K dan berharga RM150/g berbanding dengan sykt lain lebih tinggi (sbb GCP ada harga dealer dan pelanggan), anda mendapat emas seberat 200g

Langkah 2 : dah dapat emas 200g anda tukar semula kepada tunai dari Arrahnu. Katakan Agrobank skrg meletakkan rate pajakan RM165.80. Ini bermakna harga emas anda sebanyak RM165.80 X 200g =RM33160.00(nilai marhum pajakan) dan pinjaman arrahnu anda katakan dapat 70% dari nilai marhum RM33160 X 70% =RM23,212.00. Pada peringkat ini anda ada tunai EM23,212.00 dan aset emas sebanyak 200g bernilai RM30000.00 (dalam pajakan)


Langkah 3 : Selesaikan hutang kredit bank. kenapa? wang kad kredit boleh anda pusingkan semula untuk pembelian aksesori fotographer. Jika ada baki wang anda boleh pelbagaikan samada pelaburan ASB, Passbook gold maybank (walau bagaimanapun simpanan ini merupakan simpanan jangka panjang).

Langkah 4 : buatlah belian emas semula untuk pusingan kali kedua.

Tip Gunakan sebahagian 30K beli emas fizikal

Jika mahu menambah stok emas yang banyak menggunakan sebahagian RM30K jika harga RM150/g ini caranya

Belilah emas 50g (rantai tangan) anda keluarkan RM7500. Anda pajakan di arrahnu agrobak pada harga RM165.80 =RM165.80X 50g=RM8290.00 X 70%=RM5830

Gunakan RM5830 dan tambah wang saku RM1670 anda mendapat emas 50g lagi

buat pajakan lagi dan gunakan RM5830 dan tambah wang saku RM1670 anda mendapat emas 50g lagi

Pada peringkat 3 kali pusing anda telah mendapat 150g dengan kos sendiri RM7500 + RM1670 +RM1670 =RM10840.00 dan sebahagiannya bantuan agrobank (RM5830 x 2 =RM11660.00)

Anda sudah ada emas 24K sebanyak 150g dan ada tunai (RM19160) tidak terusik. Tunai nak bayar kad kredit pun boleh.

Pada langkah seterusnya anda nak buat apa dengan emas 150g?

Jika nak jadikan stok, bayar sahaja upah simpan dan pinjaman secara bulanan dengan agro. Lepas tebus simpan sehingga harga naik dan dijangka harga emas tahun ini USD1600/oz

Jika mahu jadikan perniagaan, buat jualan ke atas emas yang ada pada harga tinggi jika harga emas naik. Wang jualan emas gunakan semula buat belian emas 999 buyback dari rakan-rakan yang mahu tolak emas mereka pada harga murah. Untung jualan buatlah belian aksesori fotographer.

Pendita Emas April 9 at 2:55pm

Kalau boleh anda tidak mahu habiskan wang poket RM30,000.00 tapi dalam masa sama anda memiliki rantai emas 999 sebenar 500g.

Gunakan kaedah arrahnu agrobank. Buat pembelian emas 500g

caranya:

Langkah 1 : buat tempahan rantai emas 999 dengan harga RM150/g sebanyak RM75,000.00. Buat bayaran sebanyak 10% dengan GCP sebanyak RM7500.00.

langkah 2 : Buat temu janji dengan pengurusan GCP dimana mahu buat pajakan bagi mendapatkan bantuan kewangan 70%(RM52500)
melalui pajakan emas yang bakal diserahkan oleh runner GCP

Langkah 3: Runner GCP akan serah emas anda dan anda bolehlah membuat pajakan emas anda di agrobank dengan pendapatan lebih tinggi lagi iaitu RM165.80 X 500g =RM82, 900.00 (nilai marhum pajakan) x 70% (boleh pinjam)=RM58030.00.

Langkah 4: Setelah dapat RM58,030(wang pajakan) + RM15,000(20% wang poket) + RM7500(bayaran 10%)=RM80, 530 - RM75,000 = Berbaki RM5, 530.00

Ini bermakna dengan RM30K dan buat pembelian menggunakan kaedah 30-70 anda telah memiliki emas 500g dan tunai RM5,530.00

Bagaimana mahu menjana keuntungan sepanjang masa:

1. Buat jualan emas milik sendiri ketika harga emas naik (sekarang kedai emas jual RM166.00/g emas 24K.

2. Buat promosi untuk menarik rakan masuk menjadi downline GCP anda akan mendapat imbuhan RM100/kepala dan RM1.00/g bagi setiap belian emas yang mereka beli.

3. Pastikan tunai di tangan juga lebat dan Hasil jualan kita gunakan untuk membeli emas buy back dari rakan-rakan yang perlukan tunai segera dan buat jualan semula dengan keuntungan yang besar.

4. Pelbagaikan teknik pelaburan, terutama yang memberi pulangan yang cepat

PERTANYAAN KERAP UNTUK VGMC

Frequently Asked Questions (FAQ)

Berikut adalah pertanyaan yang paling sering diajukan oleh pemegang saham, mitra dan pihak yang bekerja sama dengan kami.

• 1.0 About Virgin Gold
  • 1.01 What is Virgin Gold?
  • 1.02 Where is Virgin Gold based?
  • 1.03 Where and what does Virgin Gold operate in?
  • 1.04 Why is Virgin Gold based off-shore while operating onshore?
• 2.0 About Virgin Gold Convertible Preferred Stocks (CPS)
  • 2.01 What is Virgin Gold CPS?
  • 2.02 What if I do not wish to convert my Virgin Gold CPS into common stocks during IPO?
  • 2.03 What benefits do Virgin Gold CPS holders have?
  • 2.04 How would I know if I am allowed to subscribe to Virgin Gold CPS under financial regulations of my country?
  • 2.05 What is the minimum and maximum number of shares I can subscribe to?
  • 2.06 How can I subscribe to Virgin Gold CPS?
  • 2.07 When should I expect my first return after I subscribed to CPS?
  • 2.08 How much dividend can I expect from Virgin Gold CPS?
  • 2.09 Which account would the dividend be paid into?
  • 2.010 Why are dividends paid in units of gold?
  • 2.011 Can I unsubscribe from my shares?
  • 2.012 How do I unsubscribe from my shares?
  • 2.013 If I subscribed 20,000 shares in one transaction, can I unsubscribe 5,000 shares from that transaction?
  • 2.014 Are there requirements that I should fulfil before I can unsubscribe from my shares?
  • 2.015 I tried to unsubscribe from my CPS online but the system does not allow me to do so. Why is that so?
  • 2.016 Can all Virgin Gold CPS be unsubscribed?
  • 2.017 How can I re-invest my CPS dividends?
  • 2.018 Is Virgin Gold CPS transferable among shareholders?
  • 2.019 If I subscribed 10,000 shares in one transaction, can I transfer 3,000 shares to another shareholder?
• 3.0 Account
  • 3.01 What is Virgin Gold shareholder account?
  
  
  • 3.1 Account Application
  • 3.11 How do I register for a Virgin Gold Shareholder account?
  • 3.12 I don’t have a shareholder referrer ID. What should I do?
  • 3.13 Can I register several shareholder accounts for my individual use?
  • 3.14 I have registered for a Virgin Gold Shareholder account. How do I know if my application was successful and if my account was established?
  • 3.15 How long does it take for you to approve my application to open an account?
  • 3.16 How do I know my account user ID and password?
  • 3.17 Who do I contact you if I face issues about or have question/s related to account registration?
  
  
  • 3.2 Account Set-Up
  • 3.21 What are Security Questions?
  • 3.22 What is the “username” for?
  • 3.23 How can I register for my account “username”?
  • 3.24 Why am I requested to submit Identification Documents such as ID card or Passport and Proof of Address?
  • 3.25 How do I submit these documents described above?
  
  
  • 3.3 Account Operations
  • 3.31 Credit Account
  • 3.311 What is a credit account?
  • 3.312 How do I Top-up my credits?
  • 3.313 How do I make a wire transfer to Virgin Gold to Top-up my credits?
  • 3.314 Does Virgin Gold accept/link up with any “e-currency” service provider?
  • 3.315 Does Virgin Gold accept payment via local transfer instead of International Wire Transfer?
  • 3.316 How can I subscribe Virgin Gold CPS?
  • 3.317 How can I know more about the Virgin Gold CPS?
  • 3.318 Can I transfer credits to other shareholders?
  • 3.319 Is there a minimum transfer limit or any charge on transfers?
  • 3.3110 I notice that there is a “Convert to Gold” option. What is it for?
  • 3.3111 I have a surplus of credits in my account. Can I withdraw these credits?
  • 3.3112 How long will it take for the withdrawn amount to be credited into my bank account?
  • 3.3113 Do you charge for withdrawals?
  • 3.3114 What is the minimum and maximum amount of withdrawal?
  • 3.3115 What is Beneficiary Bank account?
  • 3.3116 I understand that I will need to do a “1.16 Beneficiary Bank Registration”. What is this for?
  • 3.3117 Why can’t I register my family’s or friend’s bank account as the Beneficiary Bank account?
  
  
  • 3.32 Gold Account
  • 3.321 What is a Gold Account?
  • 3.322 How do I increase my gold account balance?
  • 3.323 Can I transfer gold to other shareholder(s)?
  • 3.324 I notice that there is a “1.22 Convert to Credit” option available. What is it for?
  
  
  • 3.33 Trading Account
  • 3.331 What is a Trading Account?
  • 3.332 How can I obtain a higher gold trading margin?
  • 3.333 Are the gold prices quoted in real time?
  • 3.334 What is the minimum bid size for trading?
  • 3.335 Is there a sell short facility for gold trading?
  • 3.336 What happens to trading losses?
  • 3.337 What happens to trading gains?
• 4.0 Organization
  • 4.01 What is group structure?
  • 4.02 The diagram only shows part of my group, where is the rest of it?
  • 4.03 What is placement setting?
  • 4.04 How can I assist others to register for a new Virgin Gold shareholder account?
• 5.0 Shareholder Account Issues
  • 5.01 How do I set up my shareholder account username?
  • 5.02 Is it compulsory to set up an account username?
  • 5.03 After I set up my username, can I still login using the Shareholder ID that was initially provided to me?
  • 5.04 Can I use my username to refer new shareholders?
  • 5.05 What should I do if I forgot my username?
  • 5.06 What should I do if I forgot my shareholder account password or both username and password?
  • 5.07 What should I do if I suspect or found out that the security of my account has been breached / has been hacked?
  • 5.08 I need to change some of my Virgin Gold shareholder account information, what should I do?
  • 5.09 Why am I requested to submit my Identification Documents such as ID card or Passport and Proof of Address?
  • 5.10 What is VGMC Mobile Access?
  • 5.11 How do I activate mobile access to my shareholder account?
  • 5.12 What is the URL for VGMC Mobile Access?
  • 5.13 What happens when I enter an invalid password?
• 6.0 Email and Password
  • 6.01 How to I set up my email username?
  • 6.02 Is my email username the same as my shareholder account username?
  • 6.03. Where should I go to logon to my email?
  • 6.04. What if I forget the password I use to logon to my email?
  • 6.05. Is the email password same as my Virgin Gold shareholder account password?
• 7.0 Legal
  • 7.01 Is it legal to refer my friend to Virgin Gold?
  • 7.02 Why is Virgin Gold not open to applicants of all nationalities?

• 1.0 About Virgin Gold
  • 1.01 What is Virgin Gold?
  • Virgin Gold Mining Corporation (VGMC) is an investment holding company that ventures in gold mining and exploration.
  • 1.02 Where is Virgin Gold based?
  • Virgin Gold is based in Panama, an international offshore tax-free financial center.
  • 1.03 Where and what does Virgin Gold operate in?
  • Virgin Gold currently operates in parts of Africa and South America and is focused on growing shareholders’ value through joint ventures, acquisitions, exploration and the development of potentially large-scale gold mining projects.
  • 1.04 Why is Virgin Gold based off-shore while operating onshore?
  • Virgin Gold utilizes various offshore vehicles to facilitate its onshore business operations. This means that we are able to generate maximum revenue and legitimately pay tax-free dividends to our shareholders.
• 2.0 About Virgin Gold Convertible Preferred Stocks (CPS)
  • 2.01 What is Virgin Gold CPS?
  • Virgin Gold is currently undergoing an exercise that issues fresh Convertible Preferred Stocks (CPS). It invites willing investors worldwide to join in this offer. CPS is a type of stock that has conversion prices named at issuance, so it can be converted to the company's common stocks at the set rate. Virgin Gold CPS holders will receive fixed monthly dividends and reserve full rights to convert their stocks into common stocks. This can be done by paying 50% of the price difference between their CPS subscription price and IPO price when Virgin Gold launches an Initial Public Offering (IPO). For example, if a Virgin Gold CPS holder subscribed his CPS at $1.20 and the IPO offering price is $4.20; he will then need to pay 50% x (4.20 – 1.20) = $1.50 per share in order to convert his CPS to public listed common shares.
  • 2.02 What if I do not wish to convert my Virgin Gold CPS into common stocks during IPO?
  • We will refund to you the full amount of monies you paid to subscribe to your CPS.
  • 2.03 What benefits do Virgin Gold CPS holders have?
  • Virgin Gold CPS holders are entitled to a fixed monthly dividend payment as agreed at the time of subscription, are able to enjoy appreciation of the corporation shares value and have an interest free trading margin for holding gold position.
  • 2.04 How would I know if I am allowed to subscribe to Virgin Gold CPS under financial regulations of my country?
  • Potential investors should consult local professional financial and legal advisors to obtain advice in relation to their country’s financial regulations before subscribing to Virgin Gold CPS or referring potential investors.
  • 2.05 What is the minimum and maximum number of shares I can subscribe to?
  • The minimum and maximum amount of shares that you can subscribe to is from 1,000 to 999,900.
  • 2.06 How can I subscribe to Virgin Gold CPS?
  • You may begin subscribing to CPS once you have credits in your credit account. You can do so by logging on to your online shareholder account. Click on the “1.0 Account” link, and then “1.11 Subscribe Shares”. Fill in with the number of shares you wish to subscribe to. The amount of credits needed for subscription is equals to the number of shares multiplied by the price per share. To learn more about “Credit Top Up” within your credit account, please click here.
  • 2.07 When should I expect my first return after I subscribed to CPS?
  • Your return is in the form of dividend in gold ounce(s) and will be credited into your gold account every month. If you subscribed to Virgin Gold CPS on the 3rd of January, you will receive your dividend on the 3rd day of every month. On months when there are no 29th, 30th and 31st days, your dividend will be paid on the next payment days.
  • 2.08 How much dividend can I expect from Virgin Gold CPS?
  • Preferred Stock holders would have had their dividend amounts fixed at the time when they subscribed to their shares. If the dividend offered/agreed during subscription was 1 ounce per 10,000 shares, you will then receive 1 ounce as per agreed.
  • 2.09 Which account would the dividend be paid into?
  • All Virgin Gold CPS dividends are credited in the shareholder’s gold account.
  • 2.010 Why are dividends paid in units of gold?
  • As a gold mining company, it is natural that returns come in units of gold. Returns being paid in gold also help in safeguarding the interests of both the company and our shareholders. Please refer to links "Our Investors"---> "Risk Factors" on our website for more information.
  • 2.011 Can I unsubscribe from my shares?
  • Shareholders may unsubscribe from their purchased shares after a minimum of 45 days’ notice to the company.
  • 2.012 How do I unsubscribe from my shares?
  • Logon to your shareholder’s portal; click on the “1.11 Subscribe Shares” link and select transaction/s that you want to unsubscribe from.
  • 2.013 If I subscribed 20,000 shares in one transaction, can I unsubscribe 5,000 shares from that transaction?
  • No, you will need to unsubscribe from the full transaction amount each time. In this case, you will need to unsubscribe from all the 20,000 shares and not the partial 5,000 shares.
  • 2.014 Are there requirements that I should fulfil before I can unsubscribe from my shares?
  • Your Gold Trading account must not have any outstanding/open deals when you unsubscribe from your shares. This is because your trading limit is the result of your shares subscription. Should you need to unsubscribe from your shares, you will need to make sure that your trading account’s unrealized profit/loss is equals to zero.
  • 2.015 I tried to unsubscribe from my CPS online but the system does not allow me to do so. Why is that so?
  • If you have any gold trading transaction that is still in the "Open" status, you may not be allowed to unsubscribe from your CPS until the transaction status is "Closed". You may only unsubscribe from your shares after 45days of subscription.
  • 2.016 Can all Virgin Gold CPS be unsubscribed?
  • All purchased Virgin Gold CPS can be unsubscribed. Those obtained from Direct Referral Bonus/Free CPS issued by Virgin Gold cannot be unsubscribed.
  • 2.017 How can I re-invest my CPS dividends?
  • Since your dividend is paid in ounces of gold, you will need to convert your gold units into credit, and then subscribe more Virgin Gold CPS through your credit account.
  • 2.018 Is Virgin Gold CPS transferable among shareholders?
  • Yes, Virgin Gold CPS can be transferred to another active shareholder (shareholder who maintains a minimum of 1,000 Virgin Gold CPS shares).
  • 2.019 If I subscribed 10,000 shares in one transaction, can I transfer 3,000 shares to another shareholder?
  • Yes, but before you transfer the shares, you will first need to close all outstanding/open transactions in your Gold Trading account. This is because your trading margin is directly correlated to the amount of shares that you have in hand.
• 3.0 Account
  • 3.01 What is Virgin Gold shareholder account?
  • Virgin Gold Shareholder account is an online account that shareholders can use to view transactions on the account linked to their profile. After registering for the service, shareholders will be able to:
    • Subscribe to shares
    • Transfer credits and gold
    • Trade gold positions
    • View and manage dividend payments
    • Access online other account and transaction services related to account and dividend
• 3.1 Account Application
  • 3.11 How do I register for a Virgin Gold Shareholder account?
  • You may visit our Home page and click on the "Register" tab found at the top of the page. Enter your information into the registration form and click "Submit".
  • 3.12 I don’t have a shareholder referrer ID. What should I do?
  • New shareholders are required to be referred by a current shareholder. The referrer acts as a referee of the new shareholder. This works similarly as when you apply for financial facilities from global financial institutions. You are required to be referred by someone before you can join as a Virgin Gold shareholder.
  • 3.13 Can I register several shareholder accounts for my individual use?
  • No. Each person is only allowed one individual Virgin Gold shareholder account. Any person found to own various shareholder accounts set-up using different personal identification documents or intermediaries or proxies may be faced with prosecution and risk having all their related accounts suspended and terminated.
  • 3.14 I have registered for a Virgin Gold Shareholder account. How do I know if my application was successful and if my account was established?
  • If your application was successful, you will receive a confirmation email informing you of the approval of your application. You will also be provided with a shareholder ID and password that you should use when you login to your new shareholder account. You may also receive a confirmation SMS sent to your mobile phone, but this notification is not guaranteed as technical issues occur at times.
  • 3.15 How long does it take for you to approve my application to open an account?
  • Under normal circumstances, the process will generally take a few minutes. However, complications may sometimes occur and certain applications may take a few days to be approved or disapproved.
  • 3.16 How do I know my account user ID and password?
  • The auto-generated user ID and password will be sent together to the inbox of your email address. (Note: If the email does not reach your email inbox, please check if it was accidentally placed in your email spam/junk folder and if it was, please check the mail as "Not spam/junk".) Similarly, an SMS will also be sent to the registered mobile number.
  • 3.17 Who do I contact you if I face issues about or have question/s related to account registration?
  • Please go to the home page of our website. There you will find a “Contact Us” link where you can use to send us a ticket describing the nature of your problem. Alternatively, you may email us your question/s at registration@vgmc.com
• 3.2 Account Set-Up
  • 3.21 What are Security Questions?
  • Security Questions are a secondary layer of security that is required to safeguard your shareholder account. All shareholders are required to enter answers to 5 chosen Security Questions within 14 days of their account registration. Shareholders may be required to answer randomly selected Security Questions to complete certain transactions.
  • 3.22 What is the “username” for?
  • A username allows you to logon to your shareholder account easily. The username that you had chosen can also be used for your personal email. For example, if you had chosen “john” as your username, then your email address will be john@vgmail.com.
  • 3.23 How can I register for my account “username”?
  • You may register for your account username by clicking on the link provided in your account homepage under "Your Pending List(s)", or go to the top menu bar and select "4.0 Profile", and then "4.11 Shareholder Details". Once you have registered for your username, you will need to use the same username to login to your account instead of using your shareholder ID.
  • 3.24 Why am I requested to submit Identification Documents such as ID card or Passport and Proof of Address?
  • These are standard documents required by the law for you to register with Virgin Gold as a shareholder. Without legitimate identification documents, Virgin Gold cannot issue you with a legitimate share(s) certificate. This procedure also serves to protect the integrity of the corporation and our business as a whole. If you do not submit your Identification Document and Proof of address within 30 days of subscribing to Virgin Gold CPS, you will not be able to use your Shareholder account until you do so.
  • 3.25 How do I submit these documents described above?
  • Login to your shareholder account; choose “4.0 Profile” and click on “4.21 Supporting Document”. Click on "Choose File" to locate the documents you want to submit and click "Save" to confirm.
• 3.3 Account Operations
  • 3.31 Credit Account
  • 3.311 What is a credit account?
  • Credit account is where a shareholder's credits are kept. 1 credit is equivalent to 1 United States Dollar (USD). Credits are used for subscribing to Virgin Gold CPS. Trading profits and Group Bonus are also paid into the credit account. Credit is convertible into gold value/gold account and vice versa at spot gold price. Shareholders are allowed to withdraw credits into their personal bank account whenever required. Shareholders can transfer credits among their accounts with no service charge at present.
  • 3.312 How do I Top-up my credits?
  • You may make an International Wire Transfer to Virgin Gold, transfer locally to our appointed agents in certain countries, or transfer credits from another shareholder to your own credit account.
  • 3.313 How do I make a wire transfer to Virgin Gold to Top-up my credits?
  • There are 3 steps to be followed carefully.
    
    Step 1 In your shareholder’s account, at the top of the menu bar, choose "1.0 Account" and click on "1.14 Credit Top-up". Fill in all required details and click on "Submit".
    
    Step 2 A ticket with wire transfer instructions will be sent to you. It can be viewed on the main page of your shareholder account. You may make the wire transfer at the bank with the ticket.
    
    Step 3 Once you have made the payment transfer, attach the wire transfer slip through the same ticket for verification by our finance department. Once we have received the payment, the fund received in USD will be credited as credits equivalently into your credit account. You may now proceed to subscribe for Virgin Gold CPS.
  • 3.314 Does Virgin Gold accept/link up with any “e-currency” service provider?
  • We do not accept any "e-currency" such as Liberty pay, PayPal, e-gold and others. We only accept payment through wire transfers or appointed local agents. Our policies require us to identify the source of fund coming from every of our investors.
  • 3.315 Does Virgin Gold accept payment via local transfer instead of International Wire Transfer?
  • We may provide such facility for local transfer in countries where there are very tight restrictions on outgoing money transfer. In certain countries, shareholders may choose between International Wire Transfer and Local transfer when they fill up the “Credit Top-up” application form.
  • 3.316 How can I subscribe Virgin Gold CPS?
  • Once you have credits in your credit account, you may start subscribing to CPS. Logon to your shareholder account, click on “Account” and then “1.1. Subscribe Shares”. Fill in with the number of shares you wish to subscribe to. The amount of credits needed for your subscription is equals to the number of shares multiplied by the price per share.
  • 3.317 How can I know more about the Virgin Gold CPS?
  • Please click here for more information.
  • 3.318 Can I transfer credits to other shareholders?
  • Yes, shareholders may transfer their credits to other shareholders using the "1.12 Balance & Transfer" facility located in the "1.0 Account" section of their shareholder accounts.
  • 3.319 Is there a minimum transfer limit or any charge on transfers?
  • The minimum transfer amount is 1.0 credit and currently there is no charge levied for internal transfer of credits between shareholders.
  • 3.3110 I notice that there is a “Convert to Gold” option. What is it for?
  • This option allows shareholders to convert their credits to gold at any time with real-time gold conversion rates. Some shareholders may wish to convert credits (USD) into gold (oz) when they expect a rise in gold price. The gold units can also be converted back to credits anytime.
  • 3.3111 I have a surplus of credits in my account. Can I withdraw these credits?
  • Shareholder may withdraw monies from their credit account by requesting a wire transfer to their personal bank account anywhere in the world.
  • 3.3112 How long will it take for the withdrawn amount to be credited into my bank account?
  • It will take between 5 to 10 working days for the withdrawal to reach your bank account, though it also depends on the processing speed of co-responding and receiving banks.
  • 3.3113 Do you charge for withdrawals?
  • There is no fee incurred on withdrawals but all outgoing wire transfer charges will be deducted from the beneficiary.
  • 3.3114 What is the minimum and maximum amount of withdrawal?
  • For each request to withdraw, the minimum amount is USD500 and the maximum amount USD50, 000.
  • 3.3115 What is Beneficiary Bank account?
  • The Beneficiary bank account is the shareholder's personal bank account where wire transfer withdrawals are sent to.
  • 3.3116 I understand that I will need to do a “1.16 Beneficiary Bank Registration”. What is this for?
  • This registration is necessary before you can request for credit withdrawals into your personal bank account. We require shareholders to pre-register their bank account(s) so that our finance department can verify bank details before withdrawal requests are made. After this, we can then process withdrawal requests immediately without delay and preventing mistakes.
  • 3.3117 Why can’t I register my family’s or friend’s bank account as the Beneficiary Bank account?
  • Third-party accounts are no longer accepted as beneficiary bank accounts. This is in compliance with the International Anti Money Laundering and Terrorism Law/Act.
• 3.32 Gold Account
  • 3.321 What is a Gold Account?
  • The Gold Account is where the shareholder's gold is kept. The Gold denomination is in ounces (oz.) Dividends are paid in ounces of gold depending on the number of shares subscribed to. The Gold is freely convertible into monetary value/credit account and vice versa at spot gold prices. The Gold can also be transferred to another shareholder’s gold account. Account to account transfers can now be made between shareholders at real time with no service charge.
  • 3.322 How do I increase my gold account balance?
  • You can increase your gold volume by converting your credits to gold.
  • 3.323 Can I transfer gold to other shareholder(s)?
  • Yes. Shareholders may transfer their gold to other shareholders using the "1.21 Balance & Transfer" facility that is located under "1.0 Account" at the top of the page. Account to account transfers between shareholders are now completed at real time with no service charge.
  • 3.324 I notice that there is a “1.22 Convert to Credit” option available. What is it for?
  • This option allows shareholders to convert their gold to credits at real-time spot gold conversion rates.
• 3.33 Trading Account
  • 3.331 What is a Trading Account?
  • A Trading account is where shareholders trade and hold gold positions for medium to long-term gains. All shareholders are entitled to a trading margin equivalent to their share subscription's monetary value. If you subscribe to 50,000 VGCPS at 1.10/share = $55,000; you are entitled to a USD 55,000 interest-free trading margin in your trading account.
  • 3.332 How can I obtain a higher gold trading margin?
  • As described above, the gold trading margin is a complimentary facility for all shareholders and it is measured based on the amount of monies they paid to subscribe to Virgin Gold CPS. Therefore, the only way to obtain a higher trading margin is to subscribe to more Virgin Gold CPS.
  • 3.333 Are the gold prices quoted in real time?
  • Yes. Our real time spot gold feeds ensure that you get up to date gold prices.
  • 3.334 What is the minimum bid size for trading?
  • The minimum bid size for gold trading is 0.001 oz.
  • 3.335 Is there a sell short facility for gold trading?
  • No, there isn’t.
  • 3.336 What happens to trading losses?
  • Real loss will only incur when you decide to sell your position at a price lower than your purchase price. There is no interest charged on paper value losses. However if you sell your position at a loss, credits will be deducted from your credit account.
  • 3.337 What happens to trading gains?
  • When you sell your positions at a gain, your profits will be credited into your credit account immediately.
• 4.0 Organization
  • 4.01 What is group structure?
  • Group structure is a diagram that displays your group's organizational structure. It helps to keep you up-to-date with the latest subscription developments taking place within your own group.
  • 4.02 The diagram only shows part of my group, where is the rest of it?
  • Click on the lowest level icon and the lower parts of your group will be displayed. To return to the top, click on the icon on the highest top.
  • 4.03 What is placement setting?
  • Placement setting is a facility that allows you to place shareholders directly referred by you under any shareholder account within your own group before they subscribe to CPS. This facility will enable you to achieve higher group bonuses by assisting you to fulfill specified requirements.
  • 4.04 How can I assist others to register for a new Virgin Gold shareholder account?
  • You can provide them with your shareholder ID and guide them to the registration page on our website. You can also choose to register on their behalf from your own shareholder account by choosing "2.0 Organization" from your top menu bar followed by "2.31 Register New Shareholder".
• 5.0 Shareholder Account Issues
  • 5.01 How do I set up my shareholder account username?
  • You can register your account username by clicking on the link provided in your account homepage under "Your Pending List(s)" or go to the top menu bar and select "4.0 Profile", followed by "4.11 Shareholder Details".
  • 5.02 Is it compulsory to set up an account username?
  • No, your shareholder account can function normally even if you do not set up the account username. However, the username you chose will enable you to remember your login ID easily and it is also used for your email address.
  • 5.03 After I set up my username, can I still login using the Shareholder ID that was initially provided to me?
  • No, you may only login to the Shareholder account with your username once it has been set up.
  • 5.04 Can I use my username to refer new shareholders?
  • No, you will need to use your shareholder ID to refer new shareholders to Virgin Gold.
  • 5.05 What should I do if I forgot my username?
  • Go to the Shareholder Account login page, click on "Forgot your username" and a new window will appear. You will be required to key in either your Shareholder ID or registered email address, and your username will be sent to your email.
  • 5.06 What should I do if I forgot my shareholder account password or both username and password?
  • Go to the Shareholder Account login page, click on "Forgot your password" and a new window will appear. You will then be required to key in either your Shareholder ID or registered email address and your password will be sent to your email.
  • 5.07 What should I do if I suspect or found out that the security of my account has been breached / has been hacked?
  • You must inform us at security@vgmc.com immediately. We will then suspend the account and retrieve control of the account for you.
  • 5.08 I need to change some of my Virgin Gold shareholder account information, what should I do?
  • In your shareholder account, go to "4.0 Profile" and click on "4.11 Shareholder Details". Due to security reasons, certain sensitive information are not allowed to be changed this way.
  • 5.09 Why am I requested to submit my Identification Documents such as ID card or Passport and Proof of Address?
  • These are standard documents required under the law from you in order for Virgin Gold to register you as our shareholder. Without legitimate identification documents, Virgin Gold cannot issue you with the legitimate share(s) certificate. Such procedures also serve to protect the integrity of the corporation and our business as a whole.
  • 5.10 What is VGMC Mobile Access?
  • VGMC Mobile Access is a facility that allows shareholders to access their shareholder account through their mobile or smartphones.
  • 5.11 How do I activate mobile access to my shareholder account?
  • Log in to your shareholder account - go to '5.0 Others', followed by '5.24 Mobile Setting'. Check the 'Activate' confirmation box and confirm your selection.
  • 5.12 What is the URL for VGMC Mobile Access?
  • In your mobile or smartphone browser, go to mobile.vgmc.com.
  • 5.13 What happens when I enter an invalid password?
  • Due to security reasons, 3 failed attempts to enter the correct password will result in deactivation of your VGMC Mobile Access. You will then need to reactivate your mobile facility by accessing your shareholder account via a PC. (Please refer to 5.11)
• 6.0 Email and Password
  • 6.01 How to I set up my email username?
  • Your email username is your shareholder account username. You can register your account/email username by clicking on the link in your shareholder account under "Your Pending List(s)", or at the top menu bar, you may select "4.0 Profile", and then "4.11 Shareholder Details".
  • 6.02 Is my email username the same as my shareholder account username?
  • Yes, they are the same and both cannot be changed.
  • 6.03. Where should I go to logon to my email?
  • Please visit www.vgmail.com. Your email address is username@vgmail.com and your username and password are the same as the username and password of your Virgin Gold shareholder account.
  • 6.04. What if I forget the password I use to logon to my email?
  • Click on the "Forgot Password" link, key in your vgmail address, and your password will be sent to your personal email that was registered with Virgin Gold.
  • 6.05. Is the email password same as my Virgin Gold shareholder account password?
  • Yes, your default vgmail password is the same as the initial Virgin Gold shareholder account password that was sent to your personal email when you registered for a new shareholder account.
• 7.0 Legal
  • 7.01 Is it legal to refer my friend to Virgin Gold?
  • Please enquire your local legal and financial consultants.
  • 7.02 Why is Virgin Gold not open to applicants of all nationalities?
  • From all political, legal and business perspectives, we are currently either unable or not in a suitable position to offer our shares to residents and citizens in some countries.

Faktor Risiko

Sebenarnya tidak ada risiko nyata dalam berlangganan CPS Virgin Gold.

Pertama, Anda dapat berhenti berlangganan CPS dengan menyerahkan surat pernyataan pengembalian keseluruhan dana kepada perusahaan. Apabila ada pemegang saham tidak puas dengan pengelolaan perusahaan, mereka dapat mengambil kembali investasi modal; dengan demikian akan mengeliminasi risiko lebih lanjut. Dalam kasus mana pun, pemegang saham CPS akan menerima jaminan pembayaran dividen bulanan dan diberi sisa emas dengan harga sekitar $1,000/oz, diperkirakan dapat mengembalikan investasi dalam kurun waktu 1 tahun.

Kedua, bahkan apabila harga emas jatuh, Virgin Gold tidak akan menghadapi kesulitan untuk memenuhi kewajiban pembayaran dividen kepada pemegang saham CPS karena dividen dibayarkan dalam bentuk emas. Satu-satunya perbedaan adalah bahwa pemegang saham CPS harus menunggu lebih lama untuk memulihkan investasi awalnya karena apabila harga emas rendah, ekuivalen nilai moneter-nya juga menjadi rendah.

Satu-satunya risiko yang mungkin dihadapi Virgin Gold adalah bangkrut. Namun, perusahaan seukuran Virgin Goldyang bergerak di bidang eksplorasi dan pertambangan emas belum pernah dilikuidasi kecuali ada kesalahan manajemen yang fatal. Nilai korporat kami, kebijakan dan struktur tata laksana memastikan bahwa setiap keputusan dievaluasi dan dipantau di hampir setiap tingkat di korporat ini. Dengan demikian, risiko Virgin Gold menghentikan operasional dapat dieliminasi. Selain itu, Virgin Goldkhususnya belum pernah diketahui mengambil risiko yang tidak penting. Faktanya, kami telah membuktikan bahwa kami adalah korporat yang teliti dan disiplin secara finansial selama dekade lalu. Korporat ini tidak pernah terlalu jauh berkomitmen terhadap proyek yang mungkin tidak menguntungkan atau bergantung pada harga emas yang tinggi.

Dalam skenario terburuk yaitu likuidasi, pemegang saham CPS masih menikmati distribusi prioritas terhadap aset perusahaan dibandingkan pemegang saham biasa. Sehingga risiko investor kehilangan investasinya dapat diabaikan.

Meskipun demikian, disarankan bagi para calon investor untuk meminta pertimbangan dari penasihat finansial lokal dan penasihat hukum yang berpengalaman sebelum berlanggananCPS Virgin Gold. .

Cara Kerjanya

Langkah 1 dari 2

Lengkapi “Shareholder Application Form” (Formulir Permohonan Pemegang
Saham)secara online. Apabila permohonan online diterima, Anda akan menerima
Shareholder ID (ID Pemegang Saham) Apabila pengguna meng-klik Shareholder
ID; akan muncul halaman sembul tentang contoh halaman Pendaftaran yang
berhasil dilakukan dengan menampilkan Shareholder ID>;yang dapat digunakan
untuk login ke akun transaksi online dengan menggunakan sandi yang Anda
buat sendiri. Anda dapat segera memulai transaksi.

Langkah 2 dari 2

Semua pemegang saham wajib mengirimkan salinan hasil pindaian Paspor Internasional atau kartu Identitas Nasional dan dokumen lainnya untuk mengkonfirmasi alamat, seperti tagihan utilitas atau laporan keuangan bank dalam waktu 30 hari sejak pendaftaran atau akan menerima risiko penundaan akun hingga kami menerima dokumen yang diminta.

• Untuk Berlangganan Saham
  
  Untuk berlangganan saham, Anda harus mengisi rekening kredit. Anda juga dapat melakukannya dengan:
  
  • Meminta transfer elektronik kepada kami (jumlah minimum USD 10,000); atau
  • Meminta transfer internal dari pemegang saham lainnya.
• Rekening
  
  Setiap pemegang saham akan menerima:
  
  • rekening emas, nilai dalam ounce (oz)
  • rekening kredit, dalam United States Dollar (USD)
  • rekening niaga, untuk menahan atau menjual posisi lembaran emas
  Emas dapat dikonversi ke dollar dengan mudah kapan saja oleh pemegang rekening dengan tingkat konversi emas waktu nyata dan sebaliknya.
  
  
  
  Rekening jual beli diperuntukkan bagi pemegang saham untuk memiliki posisi emas dalam jangka menengah maupun panjang. Setiap pemegang saham diberi fasilitas kredit sebesar 3 kali jumlah nominal saham yang dimiliki untuk memiliki posisi emas. Contoh: Apabila John membeli 100.000 saham dengan harga 1,20/saham = USD360.000; maka John memiliki margin jual beli sebesar USD360.000 untuk memiliki posisi jual beli rekening emas. Fasilitas kredit ini diberikan tanpa syarat uang panjar maupun pembayaran bunga. Apabila posisi kemudian ditutup, keuntungan ataupun kerugian akan dikembalikan ke rekening Kredit.
• Penarikan Dana
  
  Pemegang saham dapat menarik uang dari rekening kredit dengan meminta transfer elektronik ke petugas rekening bank di mana saja di seluruh dunia. Tidak akan ada transfer elektronik ke rekening pihak ke-3 menurut Undang-undang Anti Pencucian Uang dan Undang-undang Terorisme Internasional. Penarikan minimum adalah senilai USD500.

Mengapa Cara Ini Berhasil

Bagi Pemegang Saham

• Pemegang saham CPS menerima dividen pemegang saham tetap bulanan. Dividen ini dibayarkan dalam ounce emas, yang dapat dengan mudah dikonversi ke kurs moneter sesuai dengan harga spot emas.
• Pemegang CPS dapat berhenti berlangganan saham dengan memberitahukan 45 hari sebelumnya kepada perusahaan
• Pemegang CPS dapat mentransfer sahamnya kepada pembeli lain yang berminat dengan harga yang lebih tinggi dari harga awal berlangganan karena harga saham Virgin Gold akan meningkat dari waktu ke waktu sejalan dengan nilai aset bersih perusahaan.
• Pemegang CPS diberi modal dan rekening bebas bunga untuk menyimpan lembaran emas hingga 3 kali dari nilai langganan sahamnya. Merupakan peluang besar lain untuk lebih meningkatkan pendapatan dalam jangka menengah dan jangka panjang.
• Pemegang CPS dapat mengkonversi sahamnya ke dalam Saham Umum apabila Virgin Gold memilih untuk go public. Apabila mereka tidak memilih untuk go public, pemegang CPS akan mendapatkan penggantian dana sesuai jumlah langganannya.
• Pemegang CPS bahkan dapat menikmati insentif lainnya dengan memperkenalkan calon pemegang saham baru kepada perusahaan

Untuk Perusahaan

• Modal dari pemegang saham baru dapat membuat perusahaan terlibat dalam operasi yang lebih besar dan lebih menguntungkan.
• Turnover dan likuiditas yang lebih tinggi dapat membuat perusahaan mencapai tahap IPO lebih cepat dari rencana semula.
• Pemegang CPS tidak akan mengganggu operasional perusahaan dan tidak mempengaruhi pengambilan keputusan, dengan demikian memberikan keleluasaan kepada manajemen untuk mencapai target jangka pendek, jangka menengah dan jangka panjang dengan mudah.

Apa Yang Kami Tawarkan

Apa Yang Kami Tawarkan

Virgin Gold sedang akan menerbitkan Convertible Preferred Stocks (CPS)/ Saham Preferensi Konvertibel dan mengundang para investor di seluruh dunia yang berminat untuk mengambil penawaran ini. Harga yang ditawarkan mulai dari $0.80/saham pada tanggal 1 Januari 2010 dan akan meningkat secara periodik sesuai dengan nilai aset bersih perusahaan. Penawaran tersebut dapat dibatasi oleh waktu dan kebutuhan modal perusahaan.

Saham Preferensi

Sekalipun saham preferensi tidak menawarkan potensi keuntungan yang sama seperti saham biasa, ini merupakan sarana investasi yang lebih stabil karena menjamin dividen secara rutin yang tidak langsung terikat dengan pasar seperti harga saham biasa. Jenis saham ini menjamin dividen, tidak seperti saham biasa.

Keuntungan lain dari saham preferensi adalah bahwa pemegang saham preferensi akan mendapatkan prioritas saat pembayaran dividen. Apabila perusahaan mengalami likuidasi, para pemegang saham preferensi akan mendapatkan pembayaran lebih dulu daripada pemegang saham biasa. Selain itu, apabila perusahaan bangkrut, para pemegang saham preferensi akan mendapatkan distribusi prioritas atas aset perusahaan; sedangkan para pemegang saham biasa tidak menerima aset korporat sebelum semua pemegang saham preferensi telah dibayar.

Seperti saham biasa, saham preferensi juga mewakili kepemilikan perusahaan. Namun, pemilik saham preferensi tidak memiliki hak suara dalam bisnis.

Convertible Preferred Stock (CPS) / Saham Preferensi Konvertibel

Convertible preferred stock (Saham preferensi konvertibel) adalah jenis saham yang telah mencantumkan harga konversi saat diterbitkan sehingga dapat dikonversi ke saham biasa perusahaan dengan nilai yang telah ditetapkan.

Saham Convertible Preferred Stock Virgin Gold dapat dikonversi ke Saham Umum perusahaan apabila perusahaan memilih meluncurkan Initial Public Offering (IPO) dengan membayar 50% dari selisih antara harga langganan CPS dan harga saham IPO.

Pemegang Saham CPS Virgin Gold akan menerima pembayaran dividen tetap bulanan sebagaimana telah disetujui pada saat berlangganan. Pemegang CPS juga dapat berhenti berlangganan saham dengan memberitahukan 45 hari sebelumnya kepada perusahaan untuk mengembalikan total dana berlangganan.

Afrika

Afrika merupakan produsen utama emas, menghasilkan hingga 30% dari produksi global. Afrika Selatan merupakan pemimpin produsen emas selama beberapa dekade hingga akhirnya diambil alih oleh China. Industri ini berkembang cukup baik, biaya penambangan cukup tinggi, dan sangat jarang ada peluang bagi ventura baru.

Namun di wilayah lainnya, terutama di Afrika Barat, ada banyak peluang untuk menemukan dan mengembangkan tambang baru. Tanzania dan Mali dengan cepat menjadi produsen emas baru di Afrika dengan beberapa tambang yang akan dibuka atau kini dalam tahap konstruksi akhir, sedangkan Ghana juga menjadi salah satu produsen emas terbesar di dunia.

Pusat produksi tambang emas bawah tanah dan tambang terbuka berada di sabuk batu hijau Achaea di Ghana, Tanzania, Burkina Faso, Pantai Gading dan Zimbabwe. Upaya eksplorasi yang berpusat di bagian Barat serta di bagian Timur Afrika fokus pada batuan laterit dan saprolit yang mengadung emas dan telah lapuk oleh cuaca, yang sangat cocok untuk metode penambangan terbuka dengan biaya yang cukup rendah.

Virgin Gold, melalui kerja sama ventura dengan perusahaan pertambangan lokal, sangat berperan di wilayah ini di mana biaya pertambangan terbilang relatif sangat rendah. Di beberapa tempat, emas masih dapat diproduksi dengan biaya kurang dari USD200/oz, sementara biaya produksi global rata-rata pada beberapa tahun lalu berada dalam kisaran USD400/oz atau lebih.

Virgin Gold saat ini juga bekerja sama dengan perusahaan pertambangan lokal untuk mengeksplorasi sejumlah lokasi tambang yang potensial di Afrika dengan opsi untuk pengembangan dan produksi dalam beberapa tahun. Di benua Afrika, penting untuk menunjukkan kepemimpinan korporat yang bertanggung jawab, terutama dengan memperhatikan masalah lingkungan dan mengembangkan masyarakat di mana kami akan beroperasi.